Do Car Insurance Companies Give Defensive Driver Discounts To Teens
Reader’s Question:
Do car insurance companies give discounts for teenager who take a Driver Education course?
Jenny Dallas, TX
Insurance companies do offer a discount for teenagers that have taken a driver education course. These insurance companies believe that it is helpful for new teenage motorist to take a driving class if offered though because it is useful as they learn to operate vehicle for the first time. In most states it is required of a teen to take a driver’s education class and that is one reason that no discount is given to some. Defensive driving courses or driver education classes are also used by some states in lieu of driving points after receiving a person receives a traffic violation citation.
Some other popular discounts are:
1. Military personnel
2. Good grade students
3. Union membership and bank member affiliations
4. Safe drivers with no claims in last 7 years
5. Defensive driving school attendance
6. Clean credit history – used by many carriers to determine payment risk
