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November 15, 2007

teen driver insurance

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Filed under: Uncategorized — maricar @ 2:08 am

Reader’s Question:

Im a minor and I received a speeding ticket, what will happen next? I live in Ohio.

Jasmine

Thank you for asking Jasmine.

A ticket for exceeding the speed limit ,when the limit should be less than 55 mph typically results in getting 2 points on your Ohio driver’s license and record. This violation might not be placed on your OH driving record since you said that you only received a written warning.

Some states do not actually require a court appearance or paying a fine for a written warning. It just serves as a reminder for you about your speed driving. On other states however will file this warning or place it on your driving record. You may verify with the Ohio Bureau of Motor Vehicles or Traffic Violation Bureau to make sure what Ohio does regarding written warnings.

It is noted by the Ohio BMV that if a probationary motorist under the age of 17 is convicted of having committed one moving violation during the first six months of having a driver license, the individual must be accompanied by a parent or guardian whenever operating a motor vehicle during the six-month period commencing on the date on which the person is convicted of or pleads guilty to the moving violation or until the person attains the age of 17. You may contact BMV to verify this information.

If your speeding offense is recorded by the State Patrol and placed on your driving record your insurance provider will see the offense when they next look up your MVR. They typically do this when you start a policy, make changes and/or at renewal time.

Goodluck!

MariCAR

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