Reader’s Question:

I only have the learner’s permit, what will happen if I met an accident? I live in Indiana

Red

Good question Red.

The extent of driving privileges with just a learner’s permit, according to the Indiana Driver’s Manual, depends on the age of the driver. If:

• the holder is less than 18 years of age, he or she may practice driving only while the front passenger seat is occupied by a parent, guardian, step parent or other relative with a valid driver license in his or her possession; or if
• the holder is at least 18 years of age; he or she may practice driving only while the front passenger seat is occupied by any individual with a valid driver license in his or her possession.

A learner’s permit in Indiana does not permit you to operate a vehicle alone under any circumstances.

If you were in an accident (given that you comply with the restrictions of your learners permit) it doesn’t look like there are penalties for being in an accident but you should get more information with the IN Bureau of Motor Vehicles (BMV) to make sure.

If you were driving with a licensed adult, normally, the consequences would not be any different than anyone else with a license who is involved in an accident. If you were not driving with a licensed driver, then you will likely be facing a ‘driving without a license’ ticket and may possibly pay fines.

A learner permit violation is worth 4 points plus an administrative hearing will be required. This is according to the Indiana BMV points list.

Goodluck!

MariCAR