teen insurance
Reader’s Question:
My 18 year old daughter lives in Georgia and Im planning to buy a car for as a gift and wanting to get her an insurance. How can I get an insurance for her, I live in Mississippi.
Michael
Good question Michael.
If the car that you will purchase for your daughter will be titled and registered in her name only, she will be the only person who can obtain insurance on the vehicle.
Now if the car will be titled in your name or your name and your daughter’s name, then an insurance company will be able to insure the car for you and/or your daughter. Im not sure if you can find an insurance company who will be able to insure a car in Mississippi that is garaged in Georgia.
Since the car is going to reside and be garaged in Georgia it has to be registered there, regardless whose name is on the title. Car insurance companies must be licensed with the Georgia Insurance and Safety Fire Commissioner’s Office (ICO).
It would be easier if you find an insurance company for your daughter in Georgia and register it under her name. You may be able to assist her with the payments once its already set up.
Goodluck!
MariCAR